Be safe insight into work accidents

An
accident at work is defined as an external, sudden, unexpected and unintended event at a workplace.
This causes damages to health or loss of life to the employee.
It is therefore, the employer's responsibilty to protect and tell their employees about health and safety issues (for example first aid) that affect the worker.
They also have a legal obligation to report certain accidents, incidents, and to pay statutory sick pay, or contractualsick pay, if the worker is entitled to it.
It is important to report accidents. They must be reported to the Incidents Contact Centre of the Health and Safety Executive (HSE).
By law, an employer must be insured to cover a successful claim.They must provide a certificate with the name of the insurance company, and place it where is can be seen at work. If an employee sues their boss the financial cost must be considered. For example, there are the court costs and fees.
However, any accident should be reported. Make sure an injury is recored in the 'accident book'. Also check that it has been reported to the HSE.Check a contract or written statement of employment for information about sick or accident pay. If there is a health and safety problem, report it to the employer or a saftey representative.
Help is available from the advisory, conciliation and arbitration service. These offer free, private and impartial advice on employment right issues.
Trade union employers can find advice at a local citizens advice bureau.
Updated on 24/06/2008