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We are constantly bombarded with no win no fee * advertisements. Many people are
suspicious of these advertisements. But they are not just an advertising gimmick.
If you have been injured in an accident through no fault of your own within the
last three years, then a ‘no win no fee *' claim is actually a civil and legal right.
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no win no fee *
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100% compensation
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totally free service
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Many people don't make claims because they do not understand the meaning of ‘no
win no fee *' and fear hidden costs. But it is actually quite a simple process.
In 2000 the government abolished legal aid for personal injuries and instead extended
the ‘Conditional Fee Agreements' (CFAs), in other words the no win no fee * concept.
CFAs were originally introduced in 1995 to help people make claims that did not
qualify for legal aid. Now most personal injury claims
made within the UK work in this way.
According to the Law Society a 'no win, no fee *' agreement means your solicitor
will only be paid if the claim is successful. He or she will also be entitled to
an extra fee known as a success fee. Both the basic fee and this extra fee are normally
paid in whole or part by the losing party.
However other costs can be incurred, such as court or medical fees. These are known
as disbursements. If you win your claim then the other party can be ordered to pay
these fees in full, but they may only have to pay them in part. Also if a claim
is unsuccesful, although you do not have to pay your own solicitor you will probably
have to pay the disbursements. This is where the insurance company comes in, you
can arrange cover to guard against this risk.
So if you have been injured in an accident that wasn't your fault, help is just
a phone call away. With Accidents Direct you can even initiate a claim online. The
first step is to provide preliminary details about the accident and an advisor will
immediately assess liability. This takes just minutes. The next step is to gather
medical evidence. You will then be advised as to the value of your case. If your
case is successful, Accidents Direct guarantees you will receive
100% compensation and no fees.
However to make a claim it is necessary to meet three requirements - ‘Quantum',
‘Liability' and ‘Limitation'.
Quantum is the proof needed to show that the accident caused severe
injuries that were present for at least four weeks after the incident. Liability
is the evidence required to proceed with the claim. It is necessary to show that
it was negligence by the third party that caused the accident and that if precautions
had been taken the incident could have been prevented. And limitation is the time
frame in which a claim can be made. In this case the limit is three years from the
date of injury. However it is advisable not to leave your claim until the last few
months of the limitation. Once it has been agreed that these requirements have been
fulfilled an Accidents Direct advisor will proceed with your claim.
Participation in a compensation scheme can provide cover for expenses incurred during
the process. An ‘after event insurance policy' provides cover for disbursements,
while legal expenses insurance provides cover in the event of an unsuccesful claim.
The amount of compensation received depends on the extent of the injuries suffered.
It can range from around £2,000 to £10,000. Factors such as loss of
earnings and out of pocket expenses can also be recovred. Accidents Direct has an
online claims calculator to help you assess the value of your potential claim. Its
aim is to make the procedure as simple and straight forward as possible.
So at the touch of a button help is at hand and you could be compensated for your,
expenses, loss, pain and suffering.
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